Steven R. Serra, Esq.
Attorney Profile
Merchant Cash Advance, Bankruptcy & Debt Litigation Attorney
Steven R. Serra represents businesses and individuals in merchant cash advance disputes, bankruptcy matters, and debt-related litigation. A member of The Florida Bar since 1998, he brings more than two decades of experience to financial and contractual disputes that can directly affect a client’s business, assets, and livelihood.
Mr. Serra examines the governing agreements, payment history, personal guarantees, creditor actions, litigation status, and the client’s financial circumstances before discussing potential legal options.
Merchant Cash Advance Representation
Mr. Serra has handled merchant cash advance matters involving:
- MCA agreements and payment disputes
- Settlement negotiations and restructuring
- Defaults and stacked merchant cash advances
- MCA lawsuits and defense
- Personal guarantees and UCC-related issues
- Judgments, bank restraints, and enforcement activity
Because MCA disputes can develop quickly, he evaluates both the immediate pressure on the business and the broader legal consequences. The appropriate strategy may involve negotiation, litigation, settlement, restructuring, or another remedy supported by the agreements and applicable law.
Bankruptcy & Debt Litigation Experience
During his legal career, Mr. Serra has handled more than 3,000 bankruptcy and debt-litigation matters. His experience includes creditor disputes, collection activity, contractual liability, personal guarantees, pending lawsuits, judgments, and other complex financial matters.
This background is particularly valuable when an MCA dispute intersects with business debt, personal exposure, creditor litigation, or potential bankruptcy considerations. He reviews those issues together so clients can make informed decisions about the path forward.
An Analytical Approach
Before becoming an attorney, Mr. Serra earned a Bachelor of Science in Mechanical Engineering from Northwestern University and worked as an engineer designing packaging machinery. That technical background informs the methodical way he reviews complicated agreements, financial structures, business operations, and fact-intensive disputes.
Education
- South Texas College of Law
Juris Doctor, 1997 - Northwestern University
Bachelor of Science in Mechanical Engineering, 1991
Bar & Court Admissions
- The Florida Bar — Member since 1998
- U.S. District Court, Northern District of Florida
- U.S. District Court, Middle District of Florida
- U.S. District Court, Southern District of Florida
- U.S. Patent and Trademark Office
Discuss Your MCA Matter
If your business is dealing with MCA payments, a lawsuit, a UCC filing, a personal guarantee, or related enforcement activity, Business Debt Law Group can review the circumstances and discuss potential legal options.
Every legal matter is different. Available defenses, settlement opportunities, and other outcomes depend on the facts, agreements, applicable law, jurisdiction, and procedural history. No result can be guaranteed. Prior results do not guarantee a similar outcome.