Byzfunder Lawsuit or MCA payment problems?
A Byzfunder claim can raise different questions about the balance, an alleged default and added fees. Our attorneys review those items separately rather than treating the total demanded as a single unexplained number.
Free initial case review.
No lawsuit is required to ask for help.
The Byzfunder file
Byzfunder's public financing page describes revenue-based financing, term loans and ByzFlex, a reusable funding product described as revenue-based financing. The product name and date on your own paperwork matter; today's marketing does not establish the terms of an older account.
A published 2023 New York decision, Byzfunder NY LLC v. Holy City Collision LLC, illustrates why contract liability and fees should be examined separately. The court rejected the usury defense to that agreement and granted part of Byzfunder's motion, but declined to enforce the stated default fee and denied the requested percentage-based attorney-fee award on the proof presented. This was a public case involving other parties, not a BDLG settlement.
Public sources: Byzfunder financing products · Byzfunder NY v. Holy City Collision (2023)
- Entity in the cited case
- Byzfunder NY LLC. Match your own agreement and claimant rather than assuming the same entity.
- Product distinction
- Revenue-based financing, term loans and ByzFlex are described on the public product page.
- Separate review items
- Claimed balance, returned-payment charges, default fees and attorney fees.
- Independent legal representation
- Business Debt Law Group is not affiliated with, endorsed by, or acting for Byzfunder.
Ask what each part of the demand represents.
Break down the demand
Request or preserve an itemized account showing the starting obligation, payments credited, returned transactions and each additional charge. Compare each fee with the provision relied on and any supporting records.
Identify the alleged event of default
Record what the claimant says happened and when. Distinguish a revenue decline, a rejected debit, a bank-account change and an alleged contract violation; those are not interchangeable facts.
Keep each draw identifiable
Where there are multiple advances or ByzFlex draws, retain the paperwork for each one. A single dashboard total may not explain which obligation a disputed payment or fee belongs to.
A ruling about one fee does not dispose of the whole claim.
The Holy City Collision decision reached different conclusions on different parts of the demand. It should not be summarized as either a complete merchant victory or automatic approval of every amount the funder requested.
For your review, prepare two lists: the facts and documents supporting the underlying balance, and the basis for each extra charge. If a negotiated resolution is available, the written terms should identify the amount being resolved and how it relates to the amounts already claimed.
Also review the conditions for completion. A proposed installment schedule may leave a lawsuit, a guarantee or a lien in place until further steps occur. The complete proposal and current case record are needed to understand that sequence.
Four practical first steps.
- Check for a court deadline.If you received court papers, identify where the case is filed and when a response is due. Settlement discussions do not automatically extend a deadline.
- Put the records in one place.Collect the agreement, payment history, bank statements, and every notice. Preserve emails and texts, including any proposed settlement terms.
- Review a proposed change before signing.A new agreement, acknowledgment, release, or guarantee can affect your rights and obligations. Have its terms reviewed in context.
- Discuss a plan for your actual situation.Ask which legal or negotiation options fit the documents, cash flow, and litigation status—and what representation would cost.
Byzfunder questions, answered.
Are all Byzfunder products MCAs?
The public product page describes both revenue-based financing and term loans. Your signed agreement controls which product is being reviewed.
Does the Holy City decision eliminate all Byzfunder default fees?
No. It concerned a specific agreement, charge and evidentiary record. Whether a fee can be challenged in another matter depends on that matter's facts and law.
Can a demand include attorney fees before a final award?
A demand may request fees, but the request is not itself a court ruling. Have counsel review the contractual basis, supporting work and procedural status.
Should I wait for the balance to be clarified before responding to court papers?
Do not assume an accounting discussion pauses litigation. Tell your attorney about service and hearing dates while the records are being assembled.
What does the free case review cover?
The initial consultation can address your funding agreement, payment pressure, collection communications or case status. Any retained legal-service fees are separate and addressed in the engagement terms.
Let’s review your Byzfunder matter.
Tell us about the payment demand, proposed agreement or court papers you need help understanding.
General information, not legal advice. Options depend on the agreements, facts, applicable law, and procedural history. No result is guaranteed. Contacting the firm does not create an attorney-client relationship or extend a deadline. Business Debt Law Group provides legal services; it does not provide or arrange financing.