Unique Funding Solutions Lawsuit or MCA payment dispute?
A response to an MCA lawsuit needs the facts from your account. Assemble the agreement, transaction history and relevant communications so an attorney can evaluate the evidence behind both the demand and your concerns.
Free initial case review.
No lawsuit is required to ask for help.
The Unique Funding file
Unique Funding Solutions LLC is identified on its official website and in public New York litigation involving merchant cash advance agreements. A broker's correspondence or an abbreviated UFS reference should be matched to the full legal name in your executed documents.
In Unique Funding Solutions LLC v. Hector Labastida Sole Prop (2024), a New York trial court granted the funder's summary-judgment motion. The decision addressed the funder's business-record evidence and the merchant's failure to supply sufficient opposing factual evidence. This public case is not a BDLG result or a finding about every Unique Funding agreement.
Public sources: Unique Funding Solutions website terms · Labastida decision (2024)
- Entity check
- Unique Funding Solutions LLC; match the exact name and any claimed assignment.
- Public case focus
- Evidence supporting the agreement, transaction history and opposition to a motion.
- Important distinction
- Website terms of use are not the executed merchant financing agreement.
- Independent legal representation
- Business Debt Law Group is not affiliated with, endorsed by, or acting for Unique Funding Solutions.
Turn a concern about the account into a documented question.
Identify the disputed fact
Is the issue the amount funded, a missing payment credit, a reconciliation response or the party named in the claim? Point counsel to the relevant date and document rather than relying on a general description.
Preserve the full communications
Keep emails with attachments, portal records and adjustment requests. A selected screenshot may omit conditions or later responses that change how the exchange should be understood.
Provide the actual motion papers
If a motion has been filed, include affidavits, exhibits, notices and orders. Let counsel determine what response and evidence are required; this guide cannot establish a filing deadline from the funder's name.
The signature pages and ledger deserve separate attention.
Identify whether the document names an LLC, corporation, sole proprietor or guarantor, and who signed for each. Do not assume a trading name or broker's label accurately describes the legal parties to the dispute.
Match the initial disbursement, deductions, withdrawals, reversals and any payoff to supporting records. Where another funding obligation was paid from the proceeds, keep that payoff documentation so the net deposit can be understood in context.
A proposed resolution should identify the account and parties being released, the conditions for any dismissal, and what happens to guarantees or liens. Review the complete agreement and later records rather than assuming a headline settlement amount answers those questions.
Four practical first steps.
- Check for a court deadline.If you received court papers, identify where the case is filed and when a response is due. Settlement discussions do not automatically extend a deadline.
- Put the records in one place.Collect the agreement, payment history, bank statements, and every notice. Preserve emails and texts, including any proposed settlement terms.
- Review a proposed change before signing.A new agreement, acknowledgment, release, or guarantee can affect your rights and obligations. Have its terms reviewed in context.
- Discuss a plan for your actual situation.Ask which legal or negotiation options fit the documents, cash flow, and litigation status—and what representation would cost.
Unique Funding questions, answered.
Are the website terms my MCA contract?
No. Obtain the financing agreement and its attachments. Website terms address use of a site and are not a substitute for the account documents.
Can I rely on general claims that MCAs are invalid?
No. The actual terms, performance, evidence and applicable law must be assessed. The cited case shows that a funder can prevail on its record.
Should I send only the first page of the agreement?
Send the complete document when possible, including guarantees, addenda and later changes. Missing provisions can affect the review.
Can the firm review a proposed settlement?
Yes. Provide the full proposal and any existing court or collection records so the payment terms and closing obligations can be considered together.
What does the free case review cover?
The initial consultation can address your funding agreement, payment pressure, collection communications or case status. Any retained legal-service fees are separate and addressed in the engagement terms.
Let’s review your Unique Funding matter.
Tell us about the payment demand, proposed agreement or court papers you need help understanding.
General information, not legal advice. Options depend on the agreements, facts, applicable law, and procedural history. No result is guaranteed. Contacting the firm does not create an attorney-client relationship or extend a deadline. Business Debt Law Group provides legal services; it does not provide or arrange financing.